Welcome to Ryan Chrysler Dodge Jeep Ram

Are you ready to say “yes” to the vehicle of your dreams? Ryan Chrysler Dodge Jeep RAM is here to bring your vision to life by making the car-buying process exciting, enjoyable, and rewarding. As we tell our customers, “We provide opportunities where others can’t.” So, how do we do it, and what can you expect when you work with Williston’s premier car dealership?

Our Values

The traditional dealership experience is laden with pushy salespeople, and unwelcome tactics meant to entice you into a quick sale or make it seem like you got a great deal. It’s an experience that leaves many customers disgruntled, and rightly so. The focus is on the sale, not the customer or their experience.

Ryan Chrysler Dodge Jeep RAM is dedicated to doing things differently by operating with integrity, honesty, accountability, and respect. These values define every aspect of our dealership, ensuring you have the same high-caliber experience as you browse our inventory, work with our finance team, and rely on the expertise of our certified service technicians. At Ryan CDJR, you’re our only priority.

As a dealership, we sell new cars, trucks and SUVs, but the selling process is unique. We’re in the business of building meaningful and lasting relationships, and are genuinely invested in you, as well as your future on the road. Our values remind us to never lose sight of our priorities, reflect our promise to treat you with the utmost respect, deliver complete transparency, and hold ourselves accountable in every situation.

Our Hassle-Free Promise

Our values lay the foundation of who we are, but our hassle-free promise defines how we operate. We believe our customers deserve to get excited about their purchases, so it’s our responsibility to make that excitement possible. Instead of the stereotypical sales tactics and a convoluted finance process, we’ve built a laid-back culture where our excitement is contagious.

Celebrating your purchase is easy with Ryan Chrysler Dodge Jeep RAM because you’re working with a team that values your time. Whether your schedule is packed with meetings and appointments or you dread spending hours at a dealership to finalize the sale, we’ve streamlined the entire process. Our hassle-free promise saves valuable time because what you see is what you get, from our high-quality inventory to our competitive pricing and transparent finance options.

Our Judgment-Free Zone

Whether your credit score is excellent or needs work, Ryan Chrysler Dodge Jeep RAM is ready to work with you. Individuals with limited credit histories or low credit scores often have trouble securing a traditional auto loan. By the time they realize they aren’t approved for credit, they’ve wasted hours shopping for the perfect model only to have to start the process over. With us, you don’t have to worry about starting over or being treated unfairly because of a three-digit number. From Chrysler auto financing to Dodge auto financing, we have your back with any vehicle you choose.

Our finance team is highly skilled and operates with absolute transparency as we help our customers break the cycle of bad credit. For example, we work with various lenders and make financing feasible for customers with all types of credit and financial histories. Every customer is treated the same, with our finance experts walking you through the entire process by explaining your options and helping you weigh the advantages of each based on your financial situation. Our goal is to set you up for financial stability and success from behind the wheel of a vehicle you love.

Our Long-Term Commitment

One of the biggest perks we offer at Ryan CDJR is our long-term commitment. This commitment is at the forefront of our state-of-the-art service center but is also readily available with our finance department. Customers with existing loans can refinance their purchase at a lower interest rate or a new term in a matter of minutes.

Beyond having the opportunity to refinance, you can also rely on our dealership to find the best leases and auto insurance options. Because we work intimately with every customer to build meaningful relationships, we are the best source to help you find the right insurance coverage for your driving needs. We’re undeniably a full-service automotive center that can handle all the automotive essentials, from financing to insurance and beyond.

Common Vehicle Financing Questions

The car-buying process can be stressful and confusing, but it doesn’t have to be. The Ryan CDJR team is dedicated to eliminating confusion and mitigating stress by ensuring you know what to expect before you find the perfect car, truck, or SUV. We’re here to answer your questions, starting now.

What Are My Purchase Options?

You’ve found the perfect model, so what’s next? You can pay cash for the vehicle, sign a lease, or take out a loan. Paying cash means you own the car outright and have no monthly payments. In contrast, when you take out a loan, you’re borrowing money from a lender to make the purchase. The lender holds the title to the vehicle until you repay the loan with interest.

What Role Does My Credit Score Play in the Finance Process?

Your credit score plays a prominent role in the finance process because it’s how lenders determine your creditworthiness. For example, a high credit score proves you can responsibly manage your debt and have a history of repaying your loans on time. As a result, approving the loan is less of a risk to the lender because of your proven track record. In contrast, a low credit score signifies a higher risk to the lender, resulting in higher interest rates or a different type of loan, like a subprime loan.

What If I Have a Low Credit Score?

A low credit score doesn’t mean you don’t have options at Ryan CDJR. Our relationship with numerous lenders lets us work with all types of credit, whether you have a past bankruptcy, a low credit score, or are building your credit history. We’ll work with you to secure the best finance option for your situation so that you can create a stronger financial future one loan payment at a time.

What Is an Interest Rate?

An interest rate is a percentage the lender charges for a loan. It’s a fee for the “IOU.” Your credit score, the terms of the loan, and the type of car has a significant impact on the interest rate. Since individuals with higher credit scores are less of a risk to the lender, they’re rewarded with lower interest rates. For example, an individual with a high credit score may pay around 5% interest for a 60-month loan, whereas a buyer with a poor credit score may pay 20% interest.

What Does It Mean to Sign a Lease?

Sometimes, signing a lease is the better option. Leasing a car is akin to renting an apartment because you only pay to use the vehicle for a predetermined period. Like an apartment, there are limitations on what you can do with the car, such as mileage restrictions and penalties for excessive wear and tear. However, the advantage is that you can sign a shorter lease and reap the benefits of getting behind the wheel of a new model with the latest features every few years.

Finance Your Next Vehicle With Ryan CDJR in Minot Today!

Ryan CDJR knows your time is valuable, so we promise not to waste it. If you’re pressed for time or want to jumpstart the process of Jeep auto financing or RAM auto financing, you can do so with confidence online. You can value your trade, apply for financing, and even calculate your payments. Then, once you’re here, it’s a matter of finalizing the details and tossing you the keys to your new ride.